{
  "statement": {
    "metadata": {
      "bank_name": "Standard Chartered",
      "statement_date": "16 Jul 2019",
      "currency": "INR"
    },
    "account_holder": {
      "name": "MR SEENIVASAN",
      "address": {
        "line1": "SA/11 ANNAMALAI APARTMENTS",
        "line2": "RAJESHWARI COLONY VIRUGAMBAKKAM",
        "city": "CHENNAI",
        "postal_code": "600092",
        "state": "TAMIL NADU",
        "country": "INDIA"
      }
    },
    "account": {
      "number": "42710540422",
      "type": "SMART BANKING SAVINGS ACCOUNT",
      "nominee_registered": false
    },
    "branch": {
      "name": "Rajaji Salai",
      "address": "19 Rajaji Salai Chennai 600001",
      "micr": "600036005",
      "ifsc": "SCBL0036078",
      "phone": "25349005"
    },
    "statement_period": {
      "start_date": "16 Jun 19",
      "end_date": "16 Jul 19"
    },
    "balances": {
      "opening_balance": {
        "date": "16 Jun 19",
        "amount": 114453.65
      },
      "closing_balance": {
        "date": "16 Jul 19",
        "amount": 116149.46
      }
    },
    "transactions": [
      {
        "transaction_id": null,
        "date": "16 Jun 19",
        "value_date": "16 Jun 19",
        "description": "BALANCE FORWARD",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": null,
        "running_balance": 114453.65,
        "_ref": "v1"
      },
      {
        "transaction_id": null,
        "date": "17 Jun 19",
        "value_date": "16 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 04:54:54/91670400207200000000150000/INR4585460013957031/361818",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 1500,
        "withdrawal_amount": null,
        "running_balance": 112953.65,
        "_ref": "v2"
      },
      {
        "transaction_id": null,
        "date": "18 Jun 19",
        "value_date": "18 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 10:34:49/91691009875400000000150000/INR4585460013957031/090814PURCHASE ANANDA VILAS HOTELVIRUDHUNAGAR IN 13:44:16/36954800000000096600/INR4585460013957031/916908040420",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1500,
        "running_balance": 111453.65,
        "_ref": "v3"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "CRADJ/UP/AXB/916616736180/2019-06-",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 966,
        "running_balance": 110487.65,
        "_ref": "v4"
      },
      {
        "transaction_id": null,
        "date": "19 Jun 19",
        "value_date": "19 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 12:10:47/91701209876400000000200000/INR4585460013957031/961248",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 1035.49,
        "withdrawal_amount": 2000,
        "running_balance": 111523.14,
        "_ref": "v5"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "ATM WITHDRAWAL SELF-SWITCHAT CASHNT 15:38:29/91701059359200000000150000/INR4585460013957031/192131",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1500,
        "running_balance": 109523.14,
        "_ref": "v6"
      },
      {
        "transaction_id": null,
        "date": "21 Jun 19",
        "value_date": "21 Jun 19",
        "description": "UPI/917209458811/PAYTM/PAYTM@ICICI/ICIC0000555/0103SL00IPAY/OID20190621050469855386@ONE97COMMUNIC917209458811/UPI/917221648564/LE TRAVENUES TECHNOLOGY PRIVATELTD/IXIGO@AXISBANK1000129101465/LE TRAVENUES TECHNOLOGYPRIVATE LIMI917221648564/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 10.17,
        "running_balance": 108023.14,
        "_ref": "v7"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1235.49,
        "running_balance": 106777.48,
        "_ref": "v8"
      },
      {
        "transaction_id": null,
        "date": "24 Jun 19",
        "value_date": "22 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 22:31:27/91732201931400000000100000/INR4585460013957031/293386",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1000,
        "running_balance": 105777.48,
        "_ref": "v9"
      },
      {
        "transaction_id": null,
        "date": "24 Jun 19",
        "value_date": "23 Jun 19",
        "description": "UPI/917412529088/00000030214265860/CRRAJAGURU@OKSBI/RAJAGURU R/SBIN0000859/SEASON TICKET/917412529088/UPI/917437699869/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8569807937@ONE97COMMUNICATIONSLI917437699869/ATM WITHDRAWAL SELF-SWITCHAT NFS 20:10:24/91742000361700000000150000/INR4585460013957031/288640",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 330,
        "withdrawal_amount": 300,
        "running_balance": 105807.48,
        "_ref": "v10"
      },
      {
        "transaction_id": null,
        "date": "25 Jun 19",
        "value_date": "25 Jun 19",
        "description": "UPI/917615458104/AMAZONPAY/AMAZONPAY@APL/UTIB0000000/1000129101465/AMAZONPAY PURCHASE/917615458104/UPI/917615251879/BILLDESKTEZ/BILLDESK.TNEB@ICICI/ICIC0000555/0103SL00IPAY/UPI/917615251879/ATM WITHDRAWAL SELF-SWITCHAT NFS 22:10:19/91762200397800000000100000/INR4585460013957031/362762",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 449,
        "running_balance": 103858.48,
        "_ref": "v11"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 500,
        "running_balance": 103358.48,
        "_ref": "v12"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1000,
        "running_balance": 102358.48,
        "_ref": "v13"
      },
      {
        "transaction_id": null,
        "date": "27 Jun 19",
        "value_date": "27 Jun 19",
        "description": "NON SCB ATM USAGE CHARGES MAY 19CGST @ 9.00%SGST @ 9.00%",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 120,
        "running_balance": 102238.48,
        "_ref": "v14"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 10.8,
        "running_balance": 102227.68,
        "_ref": "v15"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 10.8,
        "running_balance": 102216.88,
        "_ref": "v16"
      },
      {
        "transaction_id": null,
        "date": "28 Jun 19",
        "value_date": "28 Jun 19",
        "description": "UPI/917913954049/AIRTEL.IN/AIRTELIN@HDFCBANK/HDFC0000053/50200015779672/BHARTI AIRTEL LIMITED TNPREPAID 15917913954049/ATM WITHDRAWAL SELF-SWITCHAT CASHNT 20:50:44/994400000000180000/INR4585460013957031/019212",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 399,
        "running_balance": 101817.88,
        "_ref": "v17"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1800,
        "running_balance": 100017.88,
        "_ref": "v18"
      },
      {
        "transaction_id": null,
        "date": "29 Jun 19",
        "value_date": "29 Jun 19",
        "description": "PURCHASE G R THANGAMALIGAICHENNAI IN 10:13:08/72663000000001400000/INR4585460013957031/918004983079CREDIT OF INTEREST",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 797,
        "withdrawal_amount": 14000,
        "running_balance": 86017.88,
        "_ref": "v19"
      },
      {
        "transaction_id": null,
        "date": "01 Jul 19",
        "value_date": "30 Jun 19",
        "description": "UPI/918145237764/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8628127265@ONE97COMMUNICATIONSLI918145237764/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 100,
        "running_balance": 86714.88,
        "_ref": "v20"
      },
      {
        "transaction_id": null,
        "date": "01 Jul 19",
        "value_date": "01 Jul 19",
        "description": "UPI/918213744268/AMAZON/AMAZON@APL/UTIB0000001/1000129101465/REQUEST FROM AMAZON PAY/918213744268/UPI/918213551289/917020028084740/GOOG-PAYMENT@OKAXIS/GOOGLEPAY/UTIB0000553/UPI/918213551289/PURCHASE LAKSHMI KANTHAM SERVICE SCHENNAI IN 20:13:33/40845900000000030386/INR4585460013957031/918214172540",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 14,
        "withdrawal_amount": 700,
        "running_balance": 86028.88,
        "_ref": "v21"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 303.86,
        "running_balance": 85725.02,
        "_ref": "v22"
      },
      {
        "transaction_id": null,
        "date": "02 Jul 19",
        "value_date": "02 Jul 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 21:12:31/91832100587900000000100000/INR4585460013957031/935678",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1000,
        "running_balance": 84725.02,
        "_ref": "v23"
      },
      {
        "transaction_id": null,
        "date": "04 Jul 19",
        "value_date": "04 Jul 19",
        "description": "UPI/918545031818/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8662436149@ONE97COMMUNICATIONSLI918545031818/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 50,
        "running_balance": 84675.02,
        "_ref": "v24"
      },
      {
        "transaction_id": null,
        "date": "05 Jul 19",
        "value_date": "05 Jul 19",
        "description": "UPI/918610830948/DUMMY NAME/VIJB0003102/310201011001460/UPI/918610830948/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 7800,
        "withdrawal_amount": null,
        "running_balance": 76875.02,
        "_ref": "v25"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "UPI/918636836527/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8666207120@ONE97COMMUNICATIONSLI918636836527/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 200,
        "withdrawal_amount": null,
        "running_balance": 76675.02,
        "_ref": "v26"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "UPI/918638839616/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8667360758@ONE97COMMUNICATIONSLI918638839616/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 30,
        "withdrawal_amount": null,
        "running_balance": 76645.02,
        "_ref": "v27"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "UPI/918643867093/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8669707673@ONE97COMMUNICATIONSLI918643867093/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 180,
        "withdrawal_amount": null,
        "running_balance": 76465.02,
        "_ref": "v28"
      },
      {
        "transaction_id": null,
        "date": "06 Jul 19",
        "value_date": "06 Jul 19",
        "description": "UPI/918744254463/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8678907265@ONE97COMMUNICATIONSLI918744254463/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 100,
        "withdrawal_amount": null,
        "running_balance": 76365.02,
        "_ref": "v29"
      },
      {
        "transaction_id": null,
        "date": "08 Jul 19",
        "value_date": "07 Jul 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 10:24:13/91881000707100000000150000/INR4585460013957031/968641",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 1500,
        "withdrawal_amount": null,
        "running_balance": 74865.02,
        "_ref": "v30"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "UPI/918844268876/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8686363667@ONE97COMMUNICATIONSLI918844268876/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 50,
        "withdrawal_amount": null,
        "running_balance": 74815.02,
        "_ref": "v31"
      },
      {
        "transaction_id": null,
        "date": "08 Jul 19",
        "value_date": "08 Jul 19",
        "description": "UPI/918937501972/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8690806707@ONE97COMMUNICATIONSLI918937501972/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 50,
        "withdrawal_amount": null,
        "running_balance": 74765.02,
        "_ref": "v32"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "UPI/918944631361/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8694279146@ONE97COMMUNICATIONSLI918944631361/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 50,
        "withdrawal_amount": null,
        "running_balance": 74715.02,
        "_ref": "v33"
      },
      {
        "transaction_id": null,
        "date": "09 Jul 19",
        "value_date": "09 Jul 19",
        "description": "UPI/919036751424/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8698506403@ONE97COMMUNICATIONSLI919036751424/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 500,
        "withdrawal_amount": null,
        "running_balance": 74215.02,
        "_ref": "v34"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "DISCOUNT ON FUEL PU VISA POS ON 140",
        "transaction_type": null,
        "cheque_number": "2.34",
        "deposit_amount": null,
        "withdrawal_amount": null,
        "running_balance": 74217.36,
        "_ref": "v35"
      },
      {
        "transaction_id": null,
        "date": "10 Jul 19",
        "value_date": "10 Jul 19",
        "description": "IN3670190710M982 SBIN319191137575OASYSNEFT STATE BANK OF INDIA",
        "transaction_type": null,
        "cheque_number": "67148.00",
        "deposit_amount": null,
        "withdrawal_amount": null,
        "running_balance": 141365.36,
        "_ref": "v36"
      },
      {
        "transaction_id": null,
        "date": "11 Jul 19",
        "value_date": "11 Jul 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 11:57:02/91921100496900000000150000/INR4585460013957031/629859",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 1500,
        "withdrawal_amount": null,
        "running_balance": 139865.36,
        "_ref": "v37"
      },
      {
        "transaction_id": null,
        "date": "15 Jul 19",
        "value_date": "13 Jul 19",
        "description": "PURCHASE LIFE STYLECHENNAI IN 20:56:43/0409500000000359900/INR4585460013957031/919415087373",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 3599,
        "withdrawal_amount": null,
        "running_balance": 136266.36,
        "_ref": "v38"
      },
      {
        "transaction_id": null,
        "date": "15 Jul 19",
        "value_date": "14 Jul 19",
        "description": "UPI/919538067344/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8743469606@ONE97COMMUNICATIONSLI919538067344/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 100,
        "withdrawal_amount": null,
        "running_balance": 136166.36,
        "_ref": "v39"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": "UPI/919519622732/INDIAIDEAS/INDIAIDEAS@ICICI/ICIC0000103/0103SL00IPAY/COLLECT-PAY-REQUEST/919519622732/",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 21,
        "withdrawal_amount": null,
        "running_balance": 136145.36,
        "_ref": "v40"
      },
      {
        "transaction_id": null,
        "date": "15 Jul 19",
        "value_date": "15 Jul 19",
        "description": "IMPS/P2A/919619390885/035001527074ICIC0000350MANIKANDAN RMANI ANNA",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 20000,
        "withdrawal_amount": null,
        "running_balance": 116145.36,
        "_ref": "v41"
      },
      {
        "transaction_id": null,
        "date": "15 Jul 19",
        "value_date": "15 Jul 19",
        "description": "UPI/919619240436/600036138/SCBL0036078/MR H MOHAMMED HAKKEEM/LIC PREMIUM/919619240436/ATM WITHDRAWAL SELF-SWITCHAT NFS 22:21:45/91962200909100000000150000/INR4585460013957031/246263",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": 1660,
        "withdrawal_amount": null,
        "running_balance": 117805.36,
        "_ref": "v42"
      },
      {
        "transaction_id": null,
        "date": "16 Jul 19",
        "value_date": "16 Jul 19",
        "description": "UPI/919724531874/PAYTM/ADD-MONEY@PAYTM/PYTM0123456/19744201000007/OID8756371358@ONE97COMMUNICATIONSLI919724531874/IMPS P2A CHARGES 150719CGST @ 9.00%SGST @ 9.00%",
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 1500,
        "running_balance": 116305.36,
        "_ref": "v43"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 150,
        "running_balance": 116155.36,
        "_ref": "v44"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 5,
        "running_balance": 116150.36,
        "_ref": "v45"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 0.45,
        "running_balance": 116149.91,
        "_ref": "v46"
      },
      {
        "transaction_id": null,
        "date": null,
        "value_date": null,
        "description": null,
        "transaction_type": null,
        "cheque_number": null,
        "deposit_amount": null,
        "withdrawal_amount": 0.45,
        "running_balance": 116149.46,
        "_ref": "v47"
      }
    ],
    "summary": {
      "total_deposits": 70986.83,
      "total_withdrawals": 69291.02,
      "total_transactions": null
    },
    "rewards": {
      "statement_as_of_date": "2019-07-16",
      "account_number": "42710540422",
      "schemes": [
        {
          "scheme_name": "Reward Plus 2018",
          "opening_balance": 1456,
          "points_accrued": 0,
          "points_redeemed": 0,
          "adjustment": -1456,
          "bonus": null,
          "closing_balance": 0,
          "_ref": "v1"
        },
        {
          "scheme_name": "Reward Plus 2019",
          "opening_balance": 525,
          "points_accrued": 163,
          "points_redeemed": 0,
          "adjustment": 0,
          "bonus": null,
          "closing_balance": 688,
          "_ref": "v2"
        }
      ]
    },
    "disclaimers": {
      "insurance_coverage": "Bank deposits are covered under the insurance scheme offered by DICGC upto an aggregate value of Rs 1 lakh per depositor.",
      "reporting_period": "Report irregularities in your statement within 30 days from statement date or 21 days from date of transaction for domestic debit card transactions"
    }
  }
}