{
  "statement": {
    "metadata": {
      "bank_name": "Standard Chartered",
      "statement_date": "16 Jul 2019",
      "currency": "INR"
    },
    "account_holder": {
      "name": "MR SEENIVASAN",
      "address": {
        "line1": "SA/11 ANNAMALAI APARTMENTS",
        "line2": "RAJESHWARI COLONY VIRUGAMBAKKAM",
        "city": "CHENNAI",
        "postal_code": "600092",
        "state": "TAMIL NADU",
        "country": "INDIA"
      }
    },
    "account": {
      "number": "42710540422",
      "type": "SMART BANKING SAVINGS ACCOUNT",
      "nominee_registered": false
    },
    "branch": {
      "name": "Rajaji Salai",
      "address": "19 Rajaji Salai Chennai 600001",
      "micr": "600036005",
      "ifsc": "SCBL0036078",
      "phone": "25349005"
    },
    "statement_period": {
      "start_date": "16 Jun 19",
      "end_date": "16 Jul 2019"
    },
    "balances": {
      "opening_balance": {
        "date": "16 Jun 19",
        "amount": 114453.65
      },
      "closing_balance": {
        "date": "16 Jul 2019",
        "amount": 116149.46
      }
    },
    "transactions": [
      {
        "transaction_id": "1",
        "date": "17 Jun 19",
        "value_date": "16 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 04:54:54/916704002072 00000000150000/INR 4585460013957031/361818",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1500,
        "running_balance": 112953.65
      },
      {
        "transaction_id": "2",
        "date": "18 Jun 19",
        "value_date": "18 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 10:34:49/916910098754 00000000150000/INR 4585460013957031/090814",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1500,
        "running_balance": 111453.65
      },
      {
        "transaction_id": "3",
        "date": "18 Jun 19",
        "value_date": "18 Jun 19",
        "description": "PURCHASE ANANDA VILAS HOTEL VIRUDHUNAGAR IN 13:44:16/369548 00000000096600/INR 4585460013957031/916908040420",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 966,
        "running_balance": 110487.65
      },
      {
        "transaction_id": "4",
        "date": "18 Jun 19",
        "value_date": "18 Jun 19",
        "description": "CRADJ/UPI/AXB/916616736180/2019-06-",
        "transaction_type": "Deposit",
        "cheque_number": "",
        "deposit_amount": 1035.49,
        "withdrawal_amount": 0,
        "running_balance": 111523.14
      },
      {
        "transaction_id": "5",
        "date": "19 Jun 19",
        "value_date": "19 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 12:10:47/917012098764 00000000200000/INR 4585460013957031/961248",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 2000,
        "running_balance": 109523.14
      },
      {
        "transaction_id": "6",
        "date": "19 Jun 19",
        "value_date": "19 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT CASHNT 15:38:29/917010593592 00000000150000/INR 4585460013957031/192131",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1500,
        "running_balance": 108023.14
      },
      {
        "transaction_id": "7",
        "date": "21 Jun 19",
        "value_date": "21 Jun 19",
        "description": "UPI/917209458811/ PAYTM/PAYTM@ICICI/ICIC0000555/ 0103SL00IPAY/OID20190621050469855386@ONE97COMMUNIC 917209458811/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 10.17,
        "running_balance": 108012.97
      },
      {
        "transaction_id": "8",
        "date": "21 Jun 19",
        "value_date": "21 Jun 19",
        "description": "UPI/917221648564/ LE TRAVENUES TECHNOLOGY PRIVATE LTD/IXIGO@AXISBANK 1000129101465/LE TRAVENUES TECHNOLOGY PRIVATE LIMI 917221648564/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1235.49,
        "running_balance": 106777.48
      },
      {
        "transaction_id": "9",
        "date": "24 Jun 19",
        "value_date": "22 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 22:31:27/917322019314 00000000100000/INR 4585460013957031/293386",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1000,
        "running_balance": 105777.48
      },
      {
        "transaction_id": "10",
        "date": "24 Jun 19",
        "value_date": "23 Jun 19",
        "description": "UPI/917412529088/ 00000030214265860/CRRAJAGURU@OKSBI/ RAJAGURU R/SBIN0000859/SEASON TICKET/ 917412529088/",
        "transaction_type": "Deposit",
        "cheque_number": "",
        "deposit_amount": 330,
        "withdrawal_amount": 0,
        "running_balance": 106107.48
      },
      {
        "transaction_id": "11",
        "date": "24 Jun 19",
        "value_date": "23 Jun 19",
        "description": "UPI/917437699869/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8569807937@ONE97COMMU NICATIONSLI 917437699869/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 300,
        "running_balance": 105807.48
      },
      {
        "transaction_id": "12",
        "date": "24 Jun 19",
        "value_date": "23 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 20:10:24/917420003617 00000000150000/INR 4585460013957031/288640",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1500,
        "running_balance": 104307.48
      },
      {
        "transaction_id": "13",
        "date": "25 Jun 19",
        "value_date": "25 Jun 19",
        "description": "UPI/917615458104/AMAZONPAY/AMAZONPAY@APL/UTIB0000000/1000129101465/AMAZONPAY PURCHASE/917615458104/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 449,
        "running_balance": 103858.48
      },
      {
        "transaction_id": "14",
        "date": "25 Jun 19",
        "value_date": "25 Jun 19",
        "description": "UPI/917615251879/BILLDESKTEZ/BILLDESK.TNEB@ICICI/ICIC0000555/0103SL00IPAY/UPI/917615251879/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 500,
        "running_balance": 103358.48
      },
      {
        "transaction_id": "15",
        "date": "25 Jun 19",
        "value_date": "25 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCHAT NFS 22:10:19/91762200397800000000100000/INR4585460013957031/362762",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1000,
        "running_balance": 102358.48
      },
      {
        "transaction_id": "16",
        "date": "27 Jun 19",
        "value_date": "27 Jun 19",
        "description": "NON SCB ATM USAGE CHARGES MAY 19",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 120,
        "running_balance": 102238.48
      },
      {
        "transaction_id": "17",
        "date": "27 Jun 19",
        "value_date": "27 Jun 19",
        "description": "CGST @ 9.00%",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 10.8,
        "running_balance": 102227.68
      },
      {
        "transaction_id": "18",
        "date": "27 Jun 19",
        "value_date": "27 Jun 19",
        "description": "SGST @ 9.00%",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 10.8,
        "running_balance": 102216.88
      },
      {
        "transaction_id": "19",
        "date": "28 Jun 19",
        "value_date": "28 Jun 19",
        "description": "UPI/917913954049/ AIRTEL.IN/AIRTELIN@HDFCBANK/HDFC0000053/ 50200015779672/BHARTI AIRTEL LIMITED TN PREPAID 15 917913954049/",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 399,
        "running_balance": 101817.88
      },
      {
        "transaction_id": "20",
        "date": "28 Jun 19",
        "value_date": "28 Jun 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT CASHNT 20:50:44/9944 00000000180000/INR 4585460013957031/019212",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 1800,
        "running_balance": 100017.88
      },
      {
        "transaction_id": "21",
        "date": "29 Jun 19",
        "value_date": "29 Jun 19",
        "description": "PURCHASE G R THANGAMALIGAI CHENNAI IN 10:13:08/726630 00000001400000/INR 4585460013957031/918004983079",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 14000,
        "running_balance": 86017.88
      },
      {
        "transaction_id": "22",
        "date": "29 Jun 19",
        "value_date": "29 Jun 19",
        "description": "CREDIT OF INTEREST",
        "transaction_type": "Deposit",
        "cheque_number": null,
        "deposit_amount": 797,
        "withdrawal_amount": 0,
        "running_balance": 86814.88
      },
      {
        "transaction_id": "23",
        "date": "01 Jul 19",
        "value_date": "30 Jun 19",
        "description": "UPI/918145237764/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8628127265@ONE97COMMU NICATIONSLI 918145237764/",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 100,
        "running_balance": 86714.88
      },
      {
        "transaction_id": "24",
        "date": "01 Jul 19",
        "value_date": "01 Jul 19",
        "description": "UPI/918213744268/ AMAZON/AMAZON@APL/UTIB0000001/ 1000129101465/REQUEST FROM AMAZON PAY/ 918213744268/",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 700,
        "running_balance": 86014.88
      },
      {
        "transaction_id": "25",
        "date": "01 Jul 19",
        "value_date": "01 Jul 19",
        "description": "UPI/918213551289/ 917020028084740/GOOG-PAYMENT@OKAXIS/ GOOGLEPAY/UTIB0000553/UPI/ 918213551289/",
        "transaction_type": "Deposit",
        "cheque_number": null,
        "deposit_amount": 14,
        "withdrawal_amount": 0,
        "running_balance": 86028.88
      },
      {
        "transaction_id": "26",
        "date": "01 Jul 19",
        "value_date": "01 Jul 19",
        "description": "PURCHASE LAKSHMI KANTHAM SERVIC E SCHENNAI IN 20:13:33/408459 00000000030386/INR 4585460013957031/918214172540",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 303.86,
        "running_balance": 85725.02
      },
      {
        "transaction_id": "27",
        "date": "02 Jul 19",
        "value_date": "02 Jul 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 21:12:31/918321005879 00000000100000/INR 4585460013957031/935678",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 1000,
        "running_balance": 84725.02
      },
      {
        "transaction_id": "28",
        "date": "04 Jul 19",
        "value_date": "04 Jul 19",
        "description": "UPI/918545031818/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8662436149@ONE97COMMU NICATIONS LI 918545031818/",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 50,
        "running_balance": 84675.02
      },
      {
        "transaction_id": "29",
        "date": "05 Jul 19",
        "value_date": "05 Jul 19",
        "description": "UPI/918610830948/ DUMMY NAME/VIJB0003102/ 310201011001460/UPI/ 918610830948/",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 7800,
        "running_balance": 76875.02
      },
      {
        "transaction_id": "30",
        "date": "05 Jul 19",
        "value_date": "05 Jul 19",
        "description": "UPI/918636836527/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8666207120@ONE97COMMU NICATIONSLI 918636836527/",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 200,
        "running_balance": 76675.02
      },
      {
        "transaction_id": "31",
        "date": "05 Jul 19",
        "value_date": "05 Jul 19",
        "description": "UPI/918638839616/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8667360758@ONE97COMMU NICATIONSLI 918638839616/",
        "transaction_type": "Withdrawal",
        "cheque_number": null,
        "deposit_amount": 0,
        "withdrawal_amount": 30,
        "running_balance": 76645.02
      },
      {
        "transaction_id": "32",
        "date": "05 Jul 19",
        "value_date": "05 Jul 19",
        "description": "UPI/918643867093/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8669707673@ONE97COMMU NICATIONSLI 918643867093/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 180,
        "running_balance": 76465.02
      },
      {
        "transaction_id": "33",
        "date": "06 Jul 19",
        "value_date": "06 Jul 19",
        "description": "UPI/918744254463/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8678907265@ONE97COMMU NICATIONSLI 918744254463/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 100,
        "running_balance": 76365.02
      },
      {
        "transaction_id": "34",
        "date": "08 Jul 19",
        "value_date": "07 Jul 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 10:24:13/918810007071 00000000150000/INR 4585460013957031/968641",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1500,
        "running_balance": 74865.02
      },
      {
        "transaction_id": "35",
        "date": "08 Jul 19",
        "value_date": "07 Jul 19",
        "description": "UPI/918844268876/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8686363667@ONE97COMMU NICATIONSLI 918844268876/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 50,
        "running_balance": 74815.02
      },
      {
        "transaction_id": "36",
        "date": "08 Jul 19",
        "value_date": "08 Jul 19",
        "description": "UPI/918937501972/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8690806707@ONE97COMMU NICATIONSLI 918937501972/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 50,
        "running_balance": 74765.02
      },
      {
        "transaction_id": "37",
        "date": "08 Jul 19",
        "value_date": "08 Jul 19",
        "description": "UPI/918944631361/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8694279146@ONE97COMMU NICATIONSLI 918944631361/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 50,
        "running_balance": 74715.02
      },
      {
        "transaction_id": "38",
        "date": "09 Jul 19",
        "value_date": "09 Jul 19",
        "description": "UPI/919036751424/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8698506403@ONE97COMMU NICATIONSLI 919036751424/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 500,
        "running_balance": 74215.02
      },
      {
        "transaction_id": "39",
        "date": "09 Jul 19",
        "value_date": "09 Jul 19",
        "description": "DISCOUNT ON FUEL PU VISA POS ON 140",
        "transaction_type": "Deposit",
        "cheque_number": "",
        "deposit_amount": 2.34,
        "withdrawal_amount": 0,
        "running_balance": 74217.36
      },
      {
        "transaction_id": "40",
        "date": "10 Jul 19",
        "value_date": "10 Jul 19",
        "description": "IN3670190710M982 SBIN319191137575 OASYS NEFT STATE BANK OF INDIA",
        "transaction_type": "Deposit",
        "cheque_number": "",
        "deposit_amount": 67148,
        "withdrawal_amount": 0,
        "running_balance": 141365.36
      },
      {
        "transaction_id": "41",
        "date": "11 Jul 19",
        "value_date": "11 Jul 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 11:57:02/919211004969 00000000150000/INR 4585460013957031/629859",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1500,
        "running_balance": 139865.36
      },
      {
        "transaction_id": "42",
        "date": "15 Jul 19",
        "value_date": "13 Jul 19",
        "description": "PURCHASE LIFE STYLE CHENNAI IN 20:56:43/040950 00000000359900/INR 4585460013957031/919415087373",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 3599,
        "running_balance": 136266.36
      },
      {
        "transaction_id": "43",
        "date": "15 Jul 19",
        "value_date": "14 Jul 19",
        "description": "UPI/919538067344/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8743469606@ONE97COMMU NICATIONSLI 919538067344/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 100,
        "running_balance": 136166.36
      },
      {
        "transaction_id": "44",
        "date": "15 Jul 19",
        "value_date": "14 Jul 19",
        "description": "UPI/919519622732/ INDIAIDEAS/INDIAIDEAS@ICICI/ICIC0000103/ 0103SL00IPAY/COLLECT-PAY-REQUEST/ 919519622732/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 21,
        "running_balance": 136145.36
      },
      {
        "transaction_id": "45",
        "date": "15 Jul 19",
        "value_date": "15 Jul 19",
        "description": "IMPS/P2A/919619390885/035001527074 ICIC0000350 MANIKANDAN R MANI ANNA",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 20000,
        "running_balance": 116145.36
      },
      {
        "transaction_id": "46",
        "date": "15 Jul 19",
        "value_date": "15 Jul 19",
        "description": "UPI/919619240436/ 600036138/SCBL0036078/ MR H MOHAMMED HAKKEEM/LIC PREMIUM/ 919619240436/",
        "transaction_type": "Deposit",
        "cheque_number": "",
        "deposit_amount": 1660,
        "withdrawal_amount": 0,
        "running_balance": 117805.36
      },
      {
        "transaction_id": "47",
        "date": "15 Jul 19",
        "value_date": "15 Jul 19",
        "description": "ATM WITHDRAWAL SELF-SWITCH AT NFS 22:21:45/919622009091 00000000150000/INR 4585460013957031/246263",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 1500,
        "running_balance": 116305.36
      },
      {
        "transaction_id": "48",
        "date": "16 Jul 19",
        "value_date": "16 Jul 19",
        "description": "UPI/919724531874/ PAYTM/ADD-MONEY@PAYTM/PYTM0123456/ 19744201000007/OID8756371358@ONE97COMMU NICATIONS LI 919724531874/",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 150,
        "running_balance": 116155.36
      },
      {
        "transaction_id": "49",
        "date": "16 Jul 19",
        "value_date": "16 Jul 19",
        "description": "IMPS P2A CHARGES 150719",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 5,
        "running_balance": 116150.36
      },
      {
        "transaction_id": "50",
        "date": "16 Jul 19",
        "value_date": "16 Jul 19",
        "description": "CGST @ 9.00%",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 0.45,
        "running_balance": 116149.91
      },
      {
        "transaction_id": "51",
        "date": "16 Jul 19",
        "value_date": "16 Jul 19",
        "description": "SGST @ 9.00%",
        "transaction_type": "Withdrawal",
        "cheque_number": "",
        "deposit_amount": 0,
        "withdrawal_amount": 0.45,
        "running_balance": 116149.46
      }
    ],
    "summary": {
      "total_deposits": 70986.83,
      "total_withdrawals": 69291.02,
      "total_transactions": 40
    },
    "rewards": {
      "statement_as_of_date": "2019-07-16",
      "account_number": "42710540422",
      "schemes": [
        {
          "scheme_name": "Reward Plus 2018",
          "opening_balance": 1456,
          "points_accrued": 0,
          "points_redeemed": 0,
          "adjustment": -1456,
          "bonus": 0,
          "closing_balance": 0
        },
        {
          "scheme_name": "Reward Plus 2019",
          "opening_balance": 525,
          "points_accrued": 163,
          "points_redeemed": 0,
          "adjustment": 0,
          "bonus": 0,
          "closing_balance": 688
        }
      ]
    },
    "disclaimers": {
      "insurance_coverage": "Bank deposits are covered under the insurance scheme offered by DICGC upto an aggregate value of Rs 1 lakh per depositor.",
      "reporting_period": "Report irregularities in your statement within 30 days from statement date or 21 days from date of transaction for domestic debit card transactions"
    }
  }
}